Good or bad fortune – both are caused by chance and for a reason. You are not to blame always! Most people believe in something called fate or luck, that pre determines a person’s life and is generally beyond his/her control. While some people believe in taking destiny by its horns and carving out a desired life for themselves. Some say that the Creator has decided your life even before you make something of it while some believe that He has given everyone a freewill. The topic remains debatable! For some interesting insights read on!